General Research: News, Views, Perspectives and Reports



Newsletters, Commentary, Reports and Perspectives


December 2010 Capitalism In Crisis 4: Depth Dynamics of debt, GDP, world trade and quantitative easing.  
September 2010 Point of Sale Disclosure and Regulatory Failure in Canada  
April 2010 Submission to task force for financial literacy  
September 2009 Comments on IIROC CRM Proposals  
May 2009 Theatre of The Absurd/A Retail Financial "Ground Hog Day"  
April 2009 Should you really be rebalancing? A basic return model for the current environment  
April 2009 Shorts April  
April 2009

Global Blog Comment Compendium

March 2009 Shorts - March  
March 2009 After The Descent, Products and Product Fads - Corporate Series  
February 2009 After The Descent, Roles of Advisors - Corporate Series  
February 2009 After The Descent, Market Timing/Buy and Hold - Corporate Series  
February 2009 After The Descent, Investment Planning Issues - Corporate Series  
February 2009 After The Descent, Costs and Other Issues - Corporate Series  
February 2009 After The Descent, Financial Economic Crisis Issues - Corporate Series  
January 2009 After the Descent, Intro - Corporate series  
October 2008 GMWB RIsk Modelling & Sequence of Returns Sun Life Data  
September 2008 GMWB Sequence of Returns Manulife Data  
July 2008 Submission to Expert Panel on Securities Regulation based on presentation to Expert Panel 18 June 2008  
June 2008 Perspectives on Capitalism in Crisis 3 - Market timing, Money Supply and Economic imperatives  
May 2008

Price Earnings Multiples, Inflation and Valuations

February 2008

Buffet Bullish on US Economy- A TAMRIS Perspective

January 2008

IDA Complaints Process, OBSI Terms of Reference & Suitability


December 2007

A High Wire Act - Leverage & The GMWB


November 2007

Perspectives on Capitalism In Crisis - Consumer Debt & Related Issues


October 2007

Perspectives on Capitalism In Crisis - Money Supply, Interest Rates & Inflation


July 2007

Commentary : Joint Forum of Regulators, Point of Sale Documentation


July 2007

Guaranteed Minimum Withdrawal Benefit Plans Report Compendium; (1) Sun Life SunWise Elite Plus update; (2) "A Sleight of hand or a Viable Portfolio Solution"; (3) Index-Linked GIC analysis; (4) Product Educational Supplement.



April 2007

The Insanity of Income Trusts  Part 1 Taxation and the Valuation Premium


January 2007

House of Commons Finance Committee: Presentation on Income Trusts


October 2006

The Malign March of the Product: A Warning


September 2006

The Fundamentals of Asset Allocation, Weaknesses of M.P.T. & A Fundamental Framework for the Management of Assets and Liabilities 


July 2006

Hedge Funds & Their Place in the Private Client Portfolio


June 2006

Another side of diversification, correlation and volatility


June 2006

Derivatives, The Risks They Pose & Consumer Fundamentals


June 2006

Income and the "New Realities of retirement(?)"


May 2006

The US Consumer


May 2006

Diversification is risk ; Warren Buffett & The Paradox of Diversification


May 2006

Beating the drum regarding Monte Carlo - Mail to E Roseman Toronto Star


March 2006

In Search of the Truth: Magic Numbers & Safe Withdrawal rates


February 2006

Second Opinions & Independent Structural Assessments


January 2006

The Global Bubble Economy; A Canadian Portfolio Perspective


January 2006

Suitability, Minimum Standards & Fiduciary Duty In the Canadian Financial Services Industry


October 2005

Income Trusts: are they really "the only game in town."?


September 2005

Products & Related Issues, A Critical Look


June 2005

Registration Reform Project Working Committee paper comments

May 2005

Investors have rights.

  Historic Documents - Pre Money Managed Properly    
  TAMRIS: Introduction & technical document summary

  TAMRIS: The portfolio problem & portfolio optimisation in liability space  
  TAMRIS: A General Document  
  TAMRIS: Fundamentals  
  TAMRIS: Total Asset Life Cycle Wealth Management  
  TAMRIS: Asset Liability Modelling  
  TAMRIS: Investment Planning  
  TAMRIS: Valuation, Allocation & Management  
  TAMRIS: RIsk Profiling, Education & RIsk Assessment  
  TAMRIS: Weakness of Retail Risk Assessment  
  TAMRIS: Personalised Model Portfolio  
  TAMRIS: Liability Management Frameworks